Credit Card Betting Sites
Using credit cards to fund online sportsbook accounts is a widely used option among bettors, with many major platforms accepting cards such as Visa, Mastercard, and American Express for deposits.
Credit cards provide a fast and convenient way to add funds, but availability can vary depending on the sportsbook and local regulations. In some jurisdictions, credit card deposits may be restricted or entirely unavailable, and certain operators choose not to support them due to processing fees or banking limitations. Before using this payment method, it’s important to understand the potential limitations and policies involved. Below, we outline which sportsbooks accept credit cards and what bettors should consider when choosing this deposit option.
Sportsbooks that accept credit cards
| Sportsbook | Minimum deposit | Can I deposit with a credit card? |
|---|---|---|
| FanDuel Sportsbook | $5 minimum | Yes (Visa, Mastercard, American Express) |
| Caesars Sportsbook | $10 minimum | Yes (Visa, Mastercard, Discover*) |
| Bet365 Sportsbook | $10 minimum | Yes (Visa, Mastercard, Discover, American Express) |
| BetMGM Sportsbook | $10 minimum | Yes (Visa, Mastercard, Discover*, American Express) |
| DraftKings Sportsbook | $5 minimum | NO (Debit Cards are allowed) |
How do I deposit with credit cards?
There are a few simple steps to follow to use a credit card to add money to your account at an online sports betting site:
- Select a sportsbook that’s available in your state and compatible with the type of credit card you want to use.
- Click the link to sign up and enter the required personal information.
- When prompted to select a deposit method, choose credit card from the available options.
- Enter your credit card information and select the amount you want to deposit. Be mindful of minimum deposit requirements and also of deposit bonuses that may apply to your first deposit at that sportsbook.
What states do not allow credit card deposits for sports betting?
Several states do not allow bettors to fund their online sportsbook accounts using credit cards. Betting sites in these states offer many other deposit methods, but state law prohibits credit card deposits. Here are the states where you can’t deposit into a sportsbook account via credit card:
- Iowa
- Massachusetts
- New Hampshire
- Oregon
- Rhode Island
- Tennessee
- Vermont
- Illinois
Explore more payment options
Looking for more deposit and withdrawal options other than credit cards? We built a dedicated hub to help you explore your options.
Withdrawals with credit cards
While the standard practice at many online sportsbooks is to allow withdrawals using the same method used for deposits, credit cards are often the exception. Most sportsbooks will accept credit card deposits, but withdrawals back to credit cards are rarely permitted in the U.S. Instead, winnings are typically paid out through a bank transfer, e-wallet, or other approved withdrawal method. It’s also worth noting that credit card deposits may be classified as a cash advance by your card issuer, which can trigger fees and interest charges immediately.
For sportsbooks that do support credit card deposits, the process is generally simple. You just select credit card as your deposit method and enter your payment details. Deposits are usually processed instantly, but any withdrawals will still need to be made through an alternative method. Always review a sportsbook’s deposit and withdrawal policies before funding your account to avoid surprises later on.
Pros and cons of using credit cards on betting sites
Using credit cards at online sportsbooks comes with both upsides and downsides. One of the pros is the ease of use, particularly on apps. Many people already have their credit card information saved on their phones or other mobile devices, making it a simple process to use the card to add funds to an account. The funds from credit card deposits may also show up faster than other methods, such as bank transfers.
One of the cons of using credit cards is that some credit card companies may block transactions associated with online gambling. Depositing with some credit cards may also incur fees. There is also always the potential for fraud when using a credit card online, as with any website. Some states do not allow credit cards for use at online sportsbooks due to the potential for impulse spending, since credit cards may allow bettors to spend money they don’t have. As with any online gambling, it’s important to set limits for yourself and always wager responsibly.
Credit card betting FAQ
The fees depend on the sportsbook and the type of credit card. Many of the sites that allow credit card deposits do not charge any fees for doing so, but that doesn’t mean the card provider itself will not charge a fee, so it’s always important to check.
In most cases, credit cards cannot be used for withdrawals. While deposits via credit card are widely accepted, sportsbooks typically require withdrawals to be processed via bank transfer, e-wallet (like PayPal), or another verified payment method. Always check the sportsbook’s withdrawal options before depositing.
Set a strict budget you can afford to lose, never borrow to gamble, track all spending, and use tools like deposit limits or self-exclusion features. If gambling feels uncontrollable, seek help from national resources like the National Council on Problem Gambling (1-800-522-4700).
Deposit times are usually instant for most payment methods, including credit cards and e-wallets. Withdrawals typically take longer and depend on the method used—e-wallets may process within 24–48 hours, while bank transfers can take 3–5 business days or more.