Finding a sportsbook that takes credit cards has gotten much harder. Over the past year, nearly every major US operator has stopped accepting credit card deposits, starting with DraftKings in August 2025 and followed by FanDuel, BetMGM, Caesars and Bet365 in 2026. A growing number of states have also written credit card bans into law.

A few books still allow it in states where it’s legal, but for most bettors, debit cards, PayPal, Apple Pay and bank transfers are now the go-to options. Below, we break down which sportsbooks still take credit cards, which have dropped them and what to use instead.

Which Sportsbooks Still Accept Credit Cards?

Here’s where the major US sportsbooks stand on credit card deposits as of this update.

Even where a sportsbook still accepts credit cards, state law can override it, and your card issuer may decline gambling transactions. Check the cashier in your state before you count on a card.

Why Sportsbooks Are Dropping Credit Cards

Operators and regulators have both pointed to responsible gambling concerns. Betting with borrowed money can lead to debt that grows quickly with interest, and lawmakers in several states have moved to ban the practice outright. Rather than manage a patchwork of state rules, most large sportsbooks have chosen to drop credit cards everywhere. DraftKings’ policy also blocks credit cards linked through PayPal, Venmo and Apple Pay.

How Do I Deposit With a Credit Card?

If you’re in a state that allows it and you’ve found a betting site that still accepts cards, the process is quick:

1. Choose a sportsbook that’s legal in your state and still accepts your card type.
2. Sign up and enter the required personal information.
3. Open the cashier and select credit card as your deposit method.
4. Enter your card details and deposit amount, keeping minimum deposits and any welcome offer requirements in mind.

If the credit card option doesn’t appear, the sportsbook or your state doesn’t allow it, and you’ll need to choose another method.

What States Do Not Allow Credit Card Deposits for Sports Betting?

Several states prohibit credit card deposits at online sportsbooks, no matter which operator you use. Betting sites in these states offer plenty of other deposit options, but state law rules out credit cards:

• Illinois
• Iowa
• Massachusetts
• New Hampshire
• Oregon
• Rhode Island
• Tennessee
• Vermont

The list keeps growing. Colorado, Maine and Virginia passed new restrictions in 2026, and New York caps credit card deposits rather than banning them. With most major operators already off credit cards, these laws now mostly affect the few books that still accept them.

Can You Withdraw to a Credit Card?

Almost never. Even when sportsbooks accepted credit card deposits, they rarely allowed payouts back to a card. Winnings typically go out by bank transfer, debit card or an e-wallet like PayPal, so set up one of those methods before you need to cash out.

It’s also worth calling your card issuer before using a credit card for betting. Many banks treat gambling deposits as cash advances, which can mean an upfront fee, a higher interest rate and interest that starts the same day.

Best Alternatives to Credit Cards for Sports Betting

With credit cards largely off the table, these are the methods most bettors use now:

Every one of these methods is widely accepted at major sportsbooks, and most also handle withdrawals, which credit cards never did well.

Pros and Cons of Betting With a Credit Card

Where they’re still allowed, credit cards offer speed and convenience. Card details are often saved on your phone, deposits usually post instantly and you may already have the card in your wallet.

The drawbacks are significant, though. Card issuers may block gambling transactions or charge cash advance fees and interest, and you can’t withdraw back to the card. Most importantly, credit makes it easy to bet money you don’t have, which is exactly why so many sportsbooks and states have moved away from it. As with any form of online gambling, set limits and always wager responsibly.

The Bottom Line on Betting With a Credit Card

Credit card betting is fading fast in the US. Here’s what matters most if you’re deciding how to fund a sportsbook account.

• 🚫 The biggest books have moved on. DraftKings, FanDuel, BetMGM, Caesars and Bet365 no longer take new credit card deposits.
• 🗺️ State laws add another layer. At least eight states ban credit card deposits outright, and more passed restrictions in 2026.
• 💳 Check your issuer first. Where cards still work, banks may treat bets as cash advances with immediate interest and fees.
• 💸 Plan a separate payout method. Credit cards can’t receive withdrawals, so set up a bank account, debit card or e-wallet.
• ⚡ Fast alternatives are everywhere. Debit cards, PayPal, Apple Pay and Venmo deposit instantly at nearly every major sportsbook.

Credit Card Betting FAQ

Here are answers to the most common questions about using credit cards at sportsbooks.